Stanbic IBTC Bank Recruits Credit Subject Matter Expert (Credit Coach)

Stanbic IBTC Bank - Effective risk management is fundamental to the business activities of the Standard Bank Group (group). While we remain committed to increasing shareholder value by developing and growing our business within our broad determined risk appetite, we are  mindful of achieving this objective in line with the interests of all stakeholders.

We are recruiting to fill the below position of:

Job Title: Credit Subject Matter Expert (Credit Coach)
Job ID: 10758

Job Description

• The ideal candidate should be a credit professional responsible for providing subject matter expertise and development on credit risk, with a prime focus on Standard Bank Africa, Personal and Business Bank .
• Supporting the delivery of a Credit accreditation / Certification process.
• This role is critical in terms of developing the partnership between Credit & Sales; driving sales, improving turnaround times, reducing reworks and improving overall credit capability.

Required Skills and Qualifications
Knowledge

• B.Sc in any Social Science course. Additional qualifications will be an added advantage
• Comprehensive technical credit skills with an ability to deal with top end Commercial lending proposals
• Good business awareness and specific industry awareness
• Detailed knowledge of risk management policy, procedures & pricing
• Working knowledge of credit products in Personal and Business Banking

Experience

• Proven track record in the successful delivery of credit risk management (having held a Delegated Authority with a mandate of approximately R10m)
• Experience in a Relationship Management role, preferably in the Commercial Banking Sales environment
• Facilitated Learning and Development interventions
• A demonstrable record of having developed others using a coaching approach 

Key Performance Indicators

• Reduced number of AFF reworks
• Improved turnaround times for credit applications
• The number of quality credit certifications achieved within agreed timescales
• Contribution to the generation of sales income through involvement in credit applications/deals
• A high level of customer satisfaction from stakeholders on the standard of SME support delivered
• A high level of customer satisfaction in the standard of delivery of local development interventions
• Maintenance of a robust recording system for credit quality and progress towards accreditation
• Delivery of development activity  as agreed with Business Heads.
• Monitor progress to certification through provision of MIS and feedback to Credit Capabilities and appropriate Business Partners.

Important Relationships
Internal relationships:

• ­Network and negotiate with stakeholders including Retail Banking Sales and Credit Directors, Regional Centre colleagues, and Learning & Development.

External relationships:

• ­Network with Credit and Learning & Development professionals to share developments, best practice and actively promote Standard Bank Credit SME activity , external vendors involved in local credit development interventions

Required Competencies
Personal Competencies

• Skilled in people development with an ability to adopt a facilitative approach
• Independent self starter able to operate without regular supervision and direction
• Approachable and able to build effective working relationships with colleagues
• Strong negotiation and influencing skills
• Communications (written and oral) and presentations
• Excellent verbal and written communications skills to explain and interpret credit concepts and business information.
• Ability to establish and maintain good relationships with colleagues at various levels of seniority.
• Ability to obtain and sustain credibility and influence

Application Closing Date
25th March, 2013

Method of Application
Interested and qualified candidates should:
Click here to apply online