Credit Analyst at Standard Chartered Bank

Standard Chartered Bank is seeking to recruit Credit Analyst.

Job Title: Credit Analyst

Job ID: 323889
Job Function: Wholesale Banking
Regular/Temporary: Permanent   

Description
Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
Work with RM/product partners istructuring credit solutions for the clients and ensuring the appropriateness of the products.
Work with the RM, in:
a) obtaining all pre clearances like ER negativity, segmentation, etc.
b) preparing & presenting work-shopping note and c) expediting approvals.
Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentatioand ensuring fast credit approval.
Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
Coordinate and prepare for GCC meetings
Liaise with GAM Credit for limit approval/allocation.
Release the trade offerings iIMEX, after obtaining the necessary approvals.
Seek necessary approvals for excesses ithe account.

Key Roles & Responsibilities
Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes. Copied from: www.hotnigerianjobs.com
Ensure timely submissioof quality Quarterly Credit Reports
Monitor Risk Triggers, Covenants and other credit conditions and report appropriately Copied from: www.hotnigerianjobs.com
Ensure Zero BCA over dues.
Liaise with Credit oBCA and other credit issues and ensure quick turnaround oqueries.
Proper maintenance of Credit files and ensuring Audit Ready at any time
Attend EAR/Portfolio call/MTM calls along with the RMs
In partnership with the relationship manager, ensure timely identificatioof accounts to be put in EAR as per the bank’s policies and guidelines

Qualifications & Skills
First Degree
Chartered Accountant

Skills Required
Risk Management - Advanced
Credit Risk Analysis - Advanced
Account Strategy and Planning - Core
WB Product Knowledge - Core
Deal Structuring - Core
Market Competitor Knowledge - Advanced

Diversity & Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustaistrong business performance and competitive advantage. By building ainclusive culture, each employee cadevelop a sense of belonging, and have the opportunity to maximise their personal potential.

Application Deadline
20th March, 2012

How To Apply
Interested and qualified candidates should follow these steps to apply:

1. Click here to access the SCB portal page
2. Select Nigeria-SCB from the Location dropdown
3. Click Search button
4. Scroll down at the bottom of the page and click Credit Analyst