Standard Chartered Bank Nigeria - We attract talented individuals. Not only can they give you the benefit of their experience, they also reveal a closer, more personal look at the wide range of global opportunities we offer. At the core of the Group's people strategy is our focus on employee engagement. Engagement is a key driver of productivity and performance, which creates the foundation of our performance culture. We encourage and focus on the behaviours that bring out the very best from every employee, assessing their performance not just on results but on how those results were achieved. To further embed these behaviours we have a remuneration programme in place, carefully designed to incentivise our employees to live our values every day.
Acquiring and activating Affluent and Mass clients warm leads in the catchment area of Store (e.g. online, Client Centre), Deepening needs of Affluent and Mass market with simple product needs (e.g. BC Txn account, , Mortgage, PIL, Credit Card, CASA, Wealth mgt solutions and digital activations), and simple KYC/CDD requirement.
Mandate:
Inbound NTB/ETB sales
Address walk-in NTB clients’ (any segment) sales needs; Pull generated from ATL/online, catchment campaigns, word of mouth
Activate NTB clients, and set up and educate clients on remote channel usage i.e., online, Client Centre, ATM; Hand over client to Priority or Business Banking Team if required
Inbound ETB Service-To-Sales:
Address walk-in ETB clients’ (any segment) sales needs (may be from Service To Sales); Serve client on initial request and broaden to Next Best Conversation based on ETB analytics
Direct and educate walk-in clients to use self-serve channels, and handle service requests via low-counters where requested by clients; Actively seek Service To Sales opportunities
Activities/Role
Listen, explain & sell (in person):
Understand needs
Explain respective banking proposition that fits their ingoing need (anchor product)
Deep sell (in person):
Immediately broaden the conversation to include fuller bundle
Refer to Business Banking Acquiring Team for BC lending needs
Prepare, set up, & activate (in person) When required documents are available:
Compile required documents
Conduct KYC/CDD
Open account/activate products
Tag clients to the right segment.
Refer respective business clients to BC Banking Team and Affluent to Priority Banking Team
Service (in-person):
Fulfil basic service needs and pass on rest to Client Centre or CSE
Deepening Activities
Listen, explain & sell (in person):
Understand needs of walk in clients
Explain proposition that fits need (respond to client need and do ‘next best conversation’)
Refer for specialised needs
Key Relationships
Internal:
Branch/ Managers / RMs/BOOs/BOSMs
Priority Banking Team
Product Managers/Analytics (wealth)/marketing
Staff of other business divisions and rest of SCB Group
External:
Customers
Target Clients
Client-led NTB: BC, Affluent and Mass with simple product needs (e.g. BC Txn account, BIL, Mortgage, PL, Credit Card, CASA, Simple Wealth), and simple KYC/CDD requirements
Proactive NTB: Acquiring and activating Affluent and Mass clients warm leads in the catchment area of Store (e.g. online, Client Centre)
Client-led ETB: Deepening needs of Mass clients
Working Rhythm:
Very high frequency, relatively standardised / consistent activity (complex issues handed over, e.g. KYC, specialised knowledge, high value clients)