Officer Loan Disbursement Personal at Stanbic IBTC Bank

Posted on Wed 21st Nov, 2012 - hotnigerianjobs.com --- (0 comments)

Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for an experienced individual to join our dedicated team at our variousoffices.

We are recruiting to fill the below position:

Job Title: Officer Loan Disbursement Personal

Job ID: 10127

Job Description

The Risk team at Standard Bank provides the essential foundations for our constantly evolving range of financial products and services. Risk is often the business unit that acts as the vital link in the powerful relationships we enjoy with our clients worldwide, and this division is now seeking an exceptional Loan Booking Officer to help us build on our success. Because you will work with colleagues across the business, you need to be an independent thinker, with exceptional analytical and communication skills, as you will organise and negotiate measurable solutions to fulfill challenging targets, and support our corporate business objectives

Job Purpose

To ensure accurate and timely booking and disbursement of all personal loans while ensuring compliance with all conditions as stipulated in the drawdown ticket.
To ensure that customer service expectations are exceeded.
Ensure service delivery, meeting the needs of both existing and new business clients.

Job Responsibilities

Loading of approved limits as per pay away/loading limits are marked on the core banking platform
Ensure that all accounts set at level payment, interest payment and maturity satisfy all the required parameters, in the event of irregularities, escalate and ensure corrective action simultaneously.
Action all Loan Disbursement reports and escalate irregularities
Prompt booking of loans / update of customer’s credit information on the system when required (Provisions/Interest Rates/ extensions/Risk Grades etc).
Limitization of all overdrawn accounts as advised by Account Management.
Records of loans disbursed are to be properly housed and easy to retrieve.
Proactive dealing in all loan related issues/queries together with proffering applicable solution(s) in need.
Prompt loading of take-ups for Personal lending on PAS
Carry out system admin function on PAS (Personal Application Scoring) for PBB Personal Lending.

Key Dimensions

1.) Daily

Prompt Loading of approved limits
Prompt booking of Personal loans/UPL’s/Advances /Term loans/ etc
Prompt booking of Off balance sheet items Bonds & Guarantees/LC Commitments’ etc
Timely attendance to loan related issues/queries i.e risk grade, class code, segmentation etc).
Prompt take-ups on PAS for Personal loans and UPL deals
Update of customer’s credit information on the system as approved (Interest Rates/ extensions/Risk Grades etc).
Filing of all drawdown tickets for ease of retrieval.

2.) Monthly

Load Provisions entries, Write-off, Risk Grades.
Classification/Reclassification of accounts

Requirements

A minimum of First Degree in any related course
Minimum of 2 years banking experience with relevant experience in Baking Operations.
Proficiency in the use of Finacle (current operating system).
Knowledge of internal processes as relates to credit.
Good use of MS office Tools (Word & Excel).
Knowledge of basic credit operations.
Accurate
Methodical
Attention to detail
Good Team Player
Confidentiality
Commitment
Confident and Articulate

Personal Skills

Excellent oral and written communication skills
Knowledge & Experience in Effective Service Delivery; passionate about service.
Strong Influencing and Persuasive Skills.
Result oriented. Focuses on getting things finished within a defined time frame.
Ability to handle pressure/conflict.
Ability to work with minimal supervision.
Self-motivated.
Integrity and honesty
Team Player

Application Closing Date
3rd December, 2012

Method of Application
Interested ans Qualified candidates should:
Click here to apply online

Sorry, this listing is no longer open.

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