Risk Management Officer at 4 Quarters Consultants Limited

4 Quarters Consultants Limited - We offer comprehensive business, IT & digital marketing services to help businesses reassess & enhance their performance.

We are recruiting to fill the position below:

Job Title: Risk Management Officer

Location: Lagos

Role Summary

• Risk Management, Loan Product & Pricing Analyst

Responsibilities

• Manage large portfolios of micro-loans through financial and mathematical models.
• Interaction with Mobile Network Operators and Financial Institutions for service optimization and management
• Clear and accurate reporting to all stakeholders throughout the service life-cycle monitoring performance against targets.
• Deploy advanced credit risk models and algorithms.
• Analyze large data volumes to identify credit risk factors.
• Have a complete understanding of all the inputs needed to cost and mark up a product and how to marry them with the company’s desired margins and consumers’ willingness to pay.
• Within B2B and/or service-selling positions, the professional may also be deployed dynamically within the negotiation of contracts.
• Consults about company’s lending needs to help them achieve their financial goals, including the collection and analysis of information about the financial situation.
• Develops loan applications by evaluating applicant information and documentation.
• Evaluates loan applications and documentation by informing applicant of additional requirements.
• Schedules and tracks closing dates, contingency dates, and loan lock expirations.
• Rejects loans by explaining deficiencies to applicants.
• Develop strategies for credit risk management and revenue maximization.
• Conduct advanced risk analytics.

Required Experience & Qualifications

• B.Sc and M.Sc in Mathematical Sciences, Computer Science, Finance or Business from an accredited institution.
• Minimum of 3 years' experience in a related role (e.g. credit risk analyst/manager, Loan Product Manager).
• Hands-on experience in the following (with descending significance):
• Credit risk management
• Loan Product & Pricing
• Risk analytics
• Strong analytical skills.
• Ability to set-up, organize and monitor pilots for testing and comparing risk models
• Strong interpersonal and communication skills.
• Ability to hit tight deadlines and work under pressure and strict attention to detail.
• Excellent judgment and problem-solving skills.
• Experience in and ability to gain risk insights analyzing large volumes of data.

Application Closing Date
30th January, 2020.

How to Apply
Interested and qualified candidates should send their Applications to: [email protected] using the "Job Title" as the subject of the email.