Head of Lending at Standard Chartered Bank - Lagos

Standard Chartered Bank Nigeria - We attract talented individuals. Not only can they give you the benefit of their experience, they also reveal a closer, more personal look at the wide range of global opportunities we offer. At the core of the Group's people strategy is our focus on employee engagement. Engagement is a key driver of productivity and performance, which creates the foundation of our performance culture. We encourage and focus on the behaviours that bring out the very best from every employee, assessing their performance not just on results but on how those results were achieved. To further embed these behaviours we have a remuneration programme in place, carefully designed to incentivise our employees to live our values every day.

We are recruiting to fill the following position:

Job Title: Head of Lending

Job ID: 423257
Job Function: Consumer Banking
Location: Lagos

Job Description

• To identify new opportunities for business growth and acquisition through the leverage of existing product capability, and the design and development of new product offerings, which will maximise the profitability of the Value Stream.
• Implement controls within the Business Unit to meet regulatory and internal requirements. In addition, drive and implement an effective risk management framework, and promote a strong risk management and a compliance culture.

Key Roles & Responsibilities

• Manages the overall profitability of the Value Stream and of the product offerings within the Value Stream.
• Establishes and manages key performance drivers for the Value Stream
• Develops and delivers a strategy for the Value Stream. This includes thinking beyond the restrictions of current product offerings and delivery channels, to include opportunities that may span Value Streams in their construction, application and impact
• Working with Marketing colleagues and the channels, formulates and implements world class product marketing strategies encompassing product features, processes, end to end delivery, pricing and sales
• Is responsible for determining potential new channels for new and existing products and providing overall guidance on the channel selection for the Value Centre
• Contributes to the development and design of the brand experience for the Consumer Bank.
• Leads the interface with support functions to ensure the best possible product offering and delivery
• Takes accountability for product performance through management of product design and ongoing re-evaluation of products to ensure maximised performance
• Owner of operational risk framework for relevant product groups
• Strategic sponsor for all sales activities
• Segment identification, process management, marketing support to facilitate sales
• Allocation of annual sales budget for all lending products to be sold through Direct sales and branches
• Track sales cost and manage/control variables. Ensure correct financial and accounting standards
• Mis-selling mitigation and ensure quality of customer interface with DSR

Qualifications & Skills

• University degree with 5 years experience in a senior management role
• In-depth knowledge and experience of Lending products
• Proven track record in product development
• Strong leadership and people management skills
• Ability to interact at senior level
• Excellent communication and presentation skills

Application Closing Date
28th March, 2014

Method of Application
Interested and qualified candidates should:
Click here to apply online