Loan Officer at Imagine Global Solutions Limited

Imagine Global Solution Limited is a Microfinance institution duly registered and licensed in Nigeria with a focus on fostering financial inclusion, by providing working capital funding to market men and women.The primary focus of the company is to provide micro loans to the unbanked, small and medium scale businesses and low-income earners. Ourfocus is on providing working capital and timely finance to help businesses take advantage of trading opportunities.

We are recruiting to fill the position below:

Job Title: Loan Officer

Location: Mainland / Island, Lagos
Employment Type: Full-time

Details
This job requires the ability to do the following work:

• Meet with loan applicants to gather personal information and answer questions to evaluate their loan application and risk
• Explain to applicants the types and terms of each loan to determine a loan that is suitable for their specific needs
• Maintaining detailed records on the transactions executed daily
• Track and maintain credit and loan information
• Seek out new customers
• Work with existing clients to strengthen relationships, encourage referrals, and enhance your reputation among others seeking loans
• Work with borrowers who fail to make their loan payments on time

Qualifications, Skills and Competencies

• Education and experience: Interested candidates should possess an OND, NCE, HND or SSEC with 0-1 year work experience.
• Quantitative skills: Understanding mathematical and numerical data, which is important when working with numbers to determine a loan
• A good judge of character: Making accurate assessments about people, especially their credibility and their reliability, in determining a loan
• Interpersonal skills: Cultivating and strengthening existing customer relationships, as well as selling loans to new customers
• Verbal and written communication: Explaining loans to customers so they have a complete understanding of the terms
• Independence: Working independently.
• Decision-making skills: Evaluating a customer's loan application and determining whether to award them a loan
• Mental stamina: Rejecting loan applicants who do not meet the institutions lending criteria or deal with clients who cannot repay their loans as agreed

Salary
NGN40,000 / Month.

Application Closing Date
29th February, 2021.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.