Experienced Loan Marketer at Alert Microfinance Bank Limited

Alert Microfinance bank is a leading financial service provider with the core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.

We are recruiting to fill the position below:

Job Title: Experienced Loan Marketer

Location: Lagos
Employment Type: Full-time

Overview

• Experienced Loan Marketers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaisons between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

• Market loan products and process loan applications for SME, Public and Private Sectors.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client’s base.

Key Requirements

• Minimum of a B.Sc or its equivalent in Marketing or related field.
• Minimum of 5 years cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience and can disburse/deliver a Min of 20million Naira Loan Monthly with good success rate and track record.
• Good knowledge of Lagos Island and Mainland markets
• Ability to disburse SME, Public and Private Loans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default.

Skills:

• Detailed and target-oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal-oriented.

Salary

• Very Attractive (With Incentives and Commission).

Application Closing Date
24th January, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using "Experienced Loan Marketer" as the subject of the email.

Note: Only qualified candidates will be shortlisted.