Alpha Mead Facilities is an organisation with the goal of being the best 3 Facility management companies in the world, currently AMF is present in more than five African countries, in addition, we plan to have another head office in Dubai and also open new offices around the globe.
We are recruiting to fill the position below:
Job Title: Mortgage Advisor
Location: Lagos
Job Description
- Mortgage creation is a key success factor for the Alpha Mead Property Home Ownership Scheme which is designed to provide housing solutions to 10,000 customers by year 2020.
- The candidate will be the overall focal point for housing finance advisory for all customers.
- He /she will be the unit lead responsible for creating a vibrant credit/mortgage desk that will be responsible for all mortgage loan origination and processing of all mortgage requests from Alpha Mead Development Customers.
- The desk will not only provide mortgage advisory to enable consumers who are seeking mortgage loans to purchase any of our housing units but also refinance existing loans of prospects willing to take advantage of our housing development offerings as well as creating equity finance line for customers who do not have the required deposit to meet the mortgage requirements.
Responsibilities
If selected, you will be:
- Responsible for the day to day operations of the Credit Control department
- Assisting in constructing an effective credit control management framework
- Providing management and leadership to the Credit Control team members
- Responsible for the effective monitoring and management of the delinquency portfolio
- Responsible for the identification and referral of stressed accounts during the monitoring process
- Responsible for the identification and referral of accounts for write off in accordance with policy
- Responsible for the maintenance, currency and adherence to Credit Control policies and procedures
- Ensuring that the Credit Control department has a thorough understanding of the accounting and regulatory provisioning guidelines and calculations
- Responsible for all other monthly and quarterly reporting obligations as defined by Management
- Recommending alternative collection techniques and strategies to effectively minimise and control arrears
- Overseeing overdraft and credit card portfolios
- Ensure compliance to client contract terms and conditions
- Review site expenditure accounts and activity reports, and other performance data to measure productivity and goal achievement and to determine areas needing cost reduction and improvements
Requirements & Educational Skills
- B.Sc Degree in Real Estate or related course
- Additional qualification in financial related course will be an added advantage
- Minimum of 2 years experience in similar role
Skills set and Profiles:
- Be meticulous and pro-active
- Demonstrate leadership across the organisation and within the team
- Demonstrate effective management capabilities
- Display a high degree of accuracy and attention to detail
- Have the ability to network with peers in the industry, engage and maintain relationships with key third party providers
- Document procedures, and ensure adherence to same
- Have excellent interpersonal and negotiation skills
- A thorough knowledge of the principles, procedures and practices of the industry
- Good communication and problem-solving skills, with demonstrated ability to meet goals and deadlines.
- Proven experience as mortgage loan processor or similar position
- Understanding of loan underwriting and processing procedures
- Knowledge of legislation and best practices
- Proficient in mortgage loan computer software (e.g. Calyx Point)
- Outstanding communication and customer service skills
- Excellent attention to detail
- Well-organized and able to handle pressure
- Math skills
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
Click here to apply online