Retail Relationship Officer at Addosser Microfinance Bank Limited

Posted on Fri 08th Mar, 2019 - www.hotnigerianjobs.com --- (0 comments)

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

We are recruiting to fill the position below:

Job Title: Retail Relationship Officer

Location
: Lagos

Details/Requirements
  • Candidate must have customers in Odunade market and its environs
  • Sourcing for microfinance Micro & SME clients in identified market zones.
  • Creation of quality risk assets monthly.
  • Rendering financial advice to customers.
  • Ensure credit appraisal & cash flow analysis of clients.
  • Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentations duly completed, executed & submitted.
  • Ensure that all approved Loans are disbursed timely.
  • Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
  • Supervises Loan packaging and documentation.
  • Conducts credit check on borrowers and their guarantors.
  • Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
  • Follow up on delinquent loans & immediately refer to same to his/her supervisor.
  • Ensure PAR is within tolerable level as specified by management.
  • Candidate must have of 2-3 years work experience
Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: [email protected]