GTI Microfinance Bank Limited is a leading Nigerian Investment Banking group with proven expertise in Financial Advisory, Securities Dealing (Fixed Income and Equities), Asset Management and Private Equity”. We have strong capacity in financial services delivery.
We are recruiting to fill the position below:
Job Title: Head Credit
Location: Lagos
Job Description
- Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
- Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
- Conducting credit search from an approved Credit Bureau for facilities .
- Booking of loans in line with approved terms and conditions.
- Proper documentation and updating of the loan files.
- Follow up and monitoring of disbursed loans to ensure timely repayment.
- Recovery of delinquent loans and advances.
- New products development and review of existing ones.
- Develop, review and update the bank’s credit policies.
- Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings
- Organized in house training for the staff
- Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required
- Preparing weekly and monthly Portfolio AT Risk (PAR) with a summary of loan loss provision
Job Requirements
- Meet set deliverable
- Performing any other function as may be assigned by the management.
- Ability to use bankone core banking software is an advantage.
Application Closing Date
31st July, 2019.
How to Apply
Interested and qualified candidates should send their CV to:
[email protected] using the "Job Title" as the subject of the mail.