FINCA is a leading international Microfinance Institution offering financial services and products to small scale businesses that have been turned down by traditional banks, so that these businesses can start, grow, and diversify with resulting increases in family income, nutrition, employment and well-being.
FINCA pioneered the "Village Banking method of credit delivery, now used by hundreds of organizations worldwide. Our programs reach low-income people in more diverse countries than any other microfinance provider.
We are recruiting to fill the position below:
Job Title: Loan Processing Intern
Location: Owerri , Imo
Department: Operation
Summary
- FINCA Nigeria seeks to recruit a Loan Processing Intern. This position is focused on individuals who are well organized and constantly pays attention to details.
- Additionally, the position are for talented candidate with the ability to leaner as quickly as possible on the knowledge of credit processing, loan adjustments, over-payment and savings transfer management, reconciliations and filling of documents.
- The role reports to the Loan Processing Supervisor or as may be assigned.
Essential Duties
KPI/Duties and Responsibilities. Other duties may be assigned:
- Responsible for posting loan applications as directed by the FINCA Nigeria loan Policy.
- Ensure all applications are captured correctly and in a timely manner in the Bank’s Core Banking system and submitted to the respective supervisor.
- Ensure sufficiency of collateral balances on client’s savings and attachment of collateral savings restrictions as per FINCA Nigeria Policy guidelines.
- Responsible for the receipt of loan adjustments requests, analysis of such requests and subsequent preparation of Credit and Debit note adjustments to clear such loan amounts.
- Responsible for accurate and timely posting of approved loan adjustment entries in the Core Banking system.
- Responsible for the receipt of loan adjustments requests, analysis of such requests and subsequent preparation of Credit and Debit note adjustments to clear such loan amounts.
- Responsible for the filing of the posted loans and ensure availability and retrieval of documents are easy and pass audit and compliance checks.
Supervisory Responsibilities:
- The Job is with no supervisory responsibilities.
Qualifications and Experience
- OND in related field
- Ability to learn as quickly as possible
- Good use of Computer System and Knowledgeable with Microsoft Offices (Word, Excel and PowerPoint)
- Accuracy in executing task and ability of paying attention to details
Critical Competencies
To perform the job successfully, an individual should demonstrate the following competencies:
- Ethics: Treats people with respect; Keeps commitments; inspire the trust of others; Works with integrity and ethically; Upload organizational values.
- Problem Solving: Identifies and resolves problems in a timely manner.
- Decision Maker: Manages difficult or emotional decision in any situations, responds promptly to the needs, and meets commitments.
- Oral Communication: Speaks clearly and persuasively in positive or negative situations listens and gets clarification, responds well to questions.
- Organizational Support: Follows policies and procedures; Completes administrative tasks correctly and on time.
- Planning/Organizing: Prioritizes and plans work activities; Uses time effectively.
- Professionalism: Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibilities for own actions; Follows through on commitments.
- Quantity: Meets productivity standards; Completes work in a timely manner; Strives to increase productivity; Works quickly.
- Attendance/ Punctuality: Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time.
Key Relationship
- Loan Processing Supervisor
- Loan Officers
- Customer Service Officer
- Head Teller
- Head of Banking Operations
Application Closing Date
20th September, 2019.
How to Apply
Interested and qualified candidates should submit their CV and Cover Letter only for the position to:
[email protected] The candidate should indicate the "Position title" in the subject heading.
Or
Click here to apply online