Paraquick is a financial services provider in Lagos. Our Personal Loans and Micro-Business Loans are designed to conveniently meet your financial needs.
We are recruiting to fill the position below:
Job Title: Account Relationship Manager
Location: Lagos
Slot: 3 Openings
Job Summary/Responsibilities
- Sourcing for Micro & SME clients in identified market zones.
- Sell credit products: PayDay loan, Salary Advance etc.
- Creation of quality risk assets monthly.
- Rendering financial advice to customers.
- Ensure credit appraisal & cash flow analysis of clients.
- Ability to analyze and interpret financial statements.
- Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
- Writing of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval.
- Perform KYC on customers
- Supervises Loan packaging and documentation.
- Conducts credit check on borrowers and their guarantors.
- Monitor client business and loans repayment closely.
- Follow up on delinquent loans & immediately refer to same to his/her supervisor.
- Ensure PAR is within tolerable level as specified by management.
Relevant Skills, Qualification, Attributes & Experience
- HND /University Degree in Banking, Accounting, Economics or other related field.
- At least 2 - 3 years’ experience in a Micro Finance Institution.
- Good understanding of business process.
- Hardworking, commitment, ability to communicate and self- motivated person.
- Excellent interpersonal & numerical skills.
- Excellent team player.
- MCP certification will be an added advantage but not compulsory.
Application Closing Date
4th October, 2019.
How to Apply
Interested and qualified candidates should send their Resume and Cover Letter to:
[email protected] using the "Job Title" as subject of the email.
Note
- Only shortlisted candidates would be contacted for further discussions
- Please ensure that you indicate job title as the subject of the mail. Failure to comply would disqualify your application.