Seguro Housing Cooperative is recruiting suitably qualified candidates to fill the position below:
Job Title: Loan Officer
Location: Lagos
Responsibilities
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Compute payment schedules.
- Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
- Submit applications to credit analysts for verification and recommendation.
- Handle customer complaints and take appropriate action to resolve them.
- Work with clients to identify their financial goals and to find ways of reaching those goals.
- Negotiate payment arrangements with customers who have delinquent loans.
- Market organization’s products to individuals and firms, promoting organization’s services that may meet customers' needs.
Requirements
- This position shall possess a minimum of Higher National Diploma (HND) with one (1) years’ experience.
Application Closing Date
31st October, 2019.
How to Apply
Interested and qualified candidates should send their CV to:
[email protected] Using the "Job Title" as the subject of the mail.