Credit Officer at a Reputable Investment Company

Posted on Tue 11th Aug, 2020 - www.hotnigerianjobs.com --- (0 comments)

A reputable Investment company is recruiting suitably qualified candidate to fill the position below:

Job Title: Credit Officer

Location: Lagos

Job Descriptions

  • We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
  • Credit Officer responsibilities include preparing loan applications, evaluating clients' financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
  • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

  • Review loan requests
  • Assess clients' financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans

Requirements

  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience
  • B.Sc. in Banking and Finance, Economics or related field

Application Closing Date
30th August, 2020.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using "Credit Officer" as subject of the email.