Credit and Risk Analyst at Smart Partners Consulting Limited

Smart Partners Consulting Limited - Our client in the Finance and Investment sector is currently recruiting qualified candidates to fill the position below:

Job Title: Credit and Risk Analyst

Location: Lagos
Employment Type: Full-time

Job Summary

• The ideal candidate will evaluate the financial status of potential customers, monitor existing clients, perform risk assessments, write detailed reports, and make informed decisions while extending loans.
• The ideal candidate should demonstrate sound judgment, strong analytical skills, and negotiation skills. A background in the financial industry is advantageous.

Responsibilities

• Evaluate loan applications and documentation by confirming credit worthiness.
• Improve loan applications and documentation by informing applicant of all requirements.
• Analyze the financial viability of client's requests.
• Conduct preliminary interviews with loan applicants.
• Review all loan documents and agreements to make sure these are all complete, valid and in accordance with the company's guidelines.
• Assess the credit worthiness of existing or prospective clients.
• Ability to make informed decisions backed by sound assessment.
• Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
• Embark on risk assessment analysis.

Requirements

• HND/ B.Sc. Degree in Finance, Accounting, or related disciplines.
• 3- 9 years cognate experience as a credit and risk analyst in Micro Finance Bank or related fields.
• Professional certification is an added advantage.
• In-depth knowledge of credit analysis.
• Great communication, interpersonal and organizational skills.
• Very smart and articulate.
• Experience in Credit Sales & Marketing is a major consideration.
• Excellent organizational, analytical, and time-management skills.
• Proficient in Microsoft Office.

Salary
Very Attractive.

Application Closing Date
21st December, 2020.