Credit Analyst at DexNova Consulting Limited

DexNova Consulting Limited is a Professional Services firm operating in the knowledge industry and dedicated to building excellent delivery capability in organisations across Africa through Professional Training and Certifications. We are Certified Education Provider.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Lagos
Employment Type: Full-time
Department: Credit 
Reporting Line: Head of credit 

Job Objectives

• Assess customer’s loan application to determine credit worthiness and daily computation of the Bank-wide PAR. 

Job Roles and Responsibilities 

• Daily computation of the bank's PAR. 
• Preparation of the loan officer PAR ratio against the next credit review meeting. 
• Compute and advise on the repayment amount due or loan paid off amount due upon request. 
• Reconcile credit files and identify variances and return to Loan processing officer for regularization. 
• Thorough analysis of loan appraisals. 
• Keep up to date with the bank's lending protocols and ensuring full compliance. 
• Analyse overdrawn account and make required recommendation. 
• Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirements to advise and give direction to the bank. 
• Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required. 
• Execution of other task as assigned by the head of the department. 

Educational And Professional Requirements

• A B.Sc. in Business, Finance, Accounting, or any related field 
• At least 3 years of work experience as a credit analyst in the Microfinance sector 
• Excellent analytical and excel skills. 
• Must be able to performance in a high-pressured environment and meet up with set deadlines. 

Application Closing Date
25th June, 2021.

Method of Application
Interested and qualified candidates should send their applications to: [email protected] using the Job Title as the subject of the email.