Commercial Banker - Account Officers at a Licensed Commercial Bank - Myrtle Management Consultants Limited

Myrtle Management Consultants Limited - Our client, a licensed Commercial Bank in Nigeria, is recruiting to fill the position below:

Job Title: Commercial Banker - Account Officer

Location: Lagos
Employment Type: Full Time

Job Summary

• They seek to hire  Commercial Bankers and Account Officers who will be responsible for Business Development/Relationship Portfolio Management.
• The purpose is to build and manage rapport with corporate clients so as to ensure optimum customer acquisition, retention, and income generation from sales of all appropriate Assests , Liability, and Cash Management products of the bank.
• Provide ‘Best in Class’ Relationship Management with Corporates – ‘Strengthening bank’s brand in the corporate arena.
• To generate Revenue Pools for the bank through Corporate sales, leading to fee-based income & CASA – ‘contribution to the bottom line and ensuring delivery of industry-leading customer service, premier onboarding experience, and advisory service to new and existing Corporate Customers.

Job Description
Relationship Management and Finacial Advisory:

• To manage the development of prudently priced assets, cost-effective long-term liability with reputable companies and organizations in order to ensure Bank’s maximum profitability.
• To identify and develop a target pipeline and aggressively market for new profitable status customers from the identified target sectors.
• Manage key customer relationships through regular contacts and visits by ensuring the effective call program is maintained on all assigned and prospect customers.
• Maintain high professional standards and strive to provide quality services and competitive pricing to clients
• Cultivate good rapport with corporate clients and ensure, the bank becomes the choice for their Investment and banking.
• Continuously identify and exploit cross-selling opportunities that embed the bank and its products with customer needs
• Establish quality profit-earning customer relationships within the target market
• Ensure compliance to Know Your Customer (KYC) and Anti Money laundering (AML) requirements in all dealings with existing and potential customers.
• Mentoring junior members of the team.

Risk Management & Operational Control:

• Maintain a high standard of operational control including adherence to Risk Management and Compliance guidelines.
• Keeping updated with Exim’s guidelines for its internal policies and procedures to mitigate financial loss and fraud within the bank.
• Gathering information that is needed to prepare and assess credit applications in order to manage customer expectations.
• Identifying areas of improvement with internal processes in place.
• Report to Management/ Board the status of Business leads, customer complaints, pending issues in respect of the clients.

Interaction with Others:

• Internal: Internal departments, branches, and subsidiaries.
• External: Customers, industry professionals.

Qualifications

• Bachelor's Degree in any related field of study 
• 3+ experience in Corporate Banking  (Entry Level , ABO level and above) 
• Good people management skills
• Good written and spoken skills in English and any other Nigerian Language 
• Strong credit analysis, documentation, and relationship management skills
• Ability to assess customer needs and develop products that suit their needs
• Experience in structured trade finance, syndication, and project financing will be an added advantage
• Possess in-depth understanding and knowledge of Corporate Banking Products
• Proven sales experience in a client relationship role within corporate banking
• Ability to work to deadlines with proven time management skills
• Willingness to travel.

Remuneration

• Competitive along with other benefits.

Application Closing Date
30th October, 2021.