Credit Analyst at a Microfinance Bank - Peridot Forte Solutions Consulting

Posted on Thu 09th Dec, 2021 - www.hotnigerianjobs.com --- (0 comments)

Peridot Forte Solutions Consulting - Our client, a Microfinance Bank is recruiting suitable candidates to join their team in the position below:

Job Title: Credit Analyst

Location: Lagos

Responsibilities

  • Appraise and approve all loan applications
  • Monitor the portfolio to ensure a healthy portfolio is maintained
  • Ensure lending assets for approval are within parameters
  • Contact liaison with sales team to ensure conformity with credit policy and training
  • Ensure that work flow is consistent with credit approval to achieve high portfolio standard
  • Develop and implement procedure and processes for fraud prevention management
  • Monitor/ report exposure and assess current and potential risk and assist management in developing prevention strategies
  • Conduct credit checks and other verification on consumer customers
  • Regularly analyse concentration risk of loan portfolio and advise management accordingly
  • Monthly and quarterly reporting of performance of loan customers
  • Analyse and report on portfolio characteristics, assisting in product development geared towards managing inherent credit risks in bank’s products.

Requirements

  • First Degree in related discipline
  • 2 - 3 years’ experience in a Microfinance Bank
  • Attention to details.

Application Closing Date
30th December, 2021.

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