PG Consulting Limited - Our client, a well-extended Trading Company with its HQ in Lagos State, requires the services of a competent, experienced and dynamic candidate to fill the position below:
Job Title: Credit / Risk Officer
Location: Lagos
Job Description
- Our client is recruiting a Credit / Risk Officer to set up the loan application process, gathering required financial documentation and approving or denying loan request based on your financial calculations.
- This individual should have excellent financial acumen and the ability to accurately interpret financial data to make life-changing decisions.
Responsibilities
- Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
- Collecting the needed financial documentation and assessing the client’s creditworthiness.
- Approving or denying loan request and communicating your decision to both client and management.
- Calculating and analysing the risk ratios of clients based on their credit score and financial history.
- Ensuring loan applications are in line with the company’s financial policies, as well as state laws and regulations.
- Responsible for collecting information about potential solvency of credit applicants.
- Evaluate credit and investment risks of loans, guarantees and investment activities.
- Identify, measure and mitigate the risk of new transactions and make recommendations regarding deal structuring, pricing with focus on financial intermediaries.
- Analyse financial status, credits and property evaluation of applicant meeting with them.
- Setting credit policies, lines, standards, and procedures in collaboration with the senior management.
- Answering the clients’ questions about the loan process, taking care of customer complaint and fixing them.
Requirements
- First Degree in Accounting, Finance, Banking, Business or a similar field.
- Minimum of 2 years’ experience as a credit officer, loan officer or similar role.
- Ability to work with loan management software, such as, Lend stream, credit Online and File invite.
- Strong communication skills and proven customer service experience.
- Hands-on experience with lending procedures and products.
- Strong analytical skills.
- Good decision-making abilities
- Exceptional math skills
- Ability to work under pressure as and when required.
- Ability to create financial spreadsheet.
Application Closing Date
24th January, 2022.
Method of Application
Interested and qualified candidates should send their CV and Cover Letter with Passport Photograph to: [email protected] using the Job Title as the subject of the email.
https://www.hotnigerianjobs.com/hotjobs/400980/credit-risk-officer-at-a-trading-company-pg-consul.html