CashDrive is a licensed technology-enabled financial services provider unlocking access to credit and driving insurance penetration in Nigeria and beyond, leveraging big data to provide individuals and businesses with alternative and supplemental sources of funding using liquid and moveable assets i.e. Cars, Cashflow as security. Our secured lending products give individuals and businesses faster and easier access to the finance they need to take advantage of the abundant opportunities to create wealth in Nigeria.
We are recruiting to fill the position below:
Job Title: Loan Officer
Locations: Abuja (FCT) and Lagos
Employment Type: Full-time
Main Tasks and Responsibilities
- Creating and Managing owned Loan portfolio
- Conducting direct promotion and/or other marketing activities on regular basis
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the established credit procedures
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
- Arranging the disbursement in collaboration with Back Office and client
- Ensuring punctual repayments by monitoring loans with the loan management software and core application, contacting and visiting all parties based on a needs basis to identify potential problems and proffer feasible solutions
- Ensuring high-quality standards of the credit portfolio and adequately managing potential PAR
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking improvement and willing to align his/her personal goals with the company’s goals.
Profile
- Minimum educational qualification of B.Sc / HND
- Minimum of 3 years experience working with a top tier finance house, Microfinance bank or Commercial bank with demonstrable evidence of consistently exceeding performance targets
- Basic knowledge of financial mathematics & Accounting
- Excellent communication and interpersonal skills
- Basic computer skills and mobile Application
- Detailed and target-oriented
- Good team spirit
- Self-motivated and industrious individuals who like to work outdoor
- Excellent analytical skills
- Ability to disburse small and medium-sized loans to businesses, salary earners, individuals etc.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
https://www.hotnigerianjobs.com/hotjobs/402955/loan-officers-at-cashdrive-2-openings.html