Loan Officer at Spectrum Microfinance Bank Limited (3 Openings)

Posted on Fri 21st Jan, 2022 - www.hotnigerianjobs.com --- (0 comments)

Spectrum Microfinance Bank is a customer centric retail financial institution driven by technology; licensed by the Central Bank of Nigeria (CBN) to support economic growth and development through microfinancing. Spectrum Microfinance Bank offers savings, loan and investment opportunities to a wide range of customers with the aim of creating self sufficient individuals and sustainable businesses.

We are recruiting to fill the position below:

Job Title: Loan Officer

Locations: Ibadan, Oyo and Alaba, Trade Fair - Lagos
Employment Type: Full-time

Job Description

  • Creating and managing own loan portfolio
  • Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
  • Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Ensuring high quality standards of the bank’s credit portfolio
  • Participate in market storms, community fairs and cluster marketing initiatives.
  • Cross-selling of bank product and services.
  • Conduct objective know your customer (KYC) process before loan disbursement.
  • Loan disbursement and loan repayment collection from customers of the bank.

Requirements

  • Candidates should possess a Bachelor's Degree with 1 - 4 years work experience.
  • Applicants should have previous MFB experience.

Salary
N40,000 - N100,000 Monthly.

Application Closing Date
31st January, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

Note: Only qualified candidates will be contacted.