Loan Officers (Corporate - Private Sector) at Alert Microfinance Bank

Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs.

We are recruiting to fill the position below:

Job Title: Loan Officer (Corporate - Private Sector)

Location: Lagos
Employment Type: Full-time

Responsibilities

• Responsible for the marketing, evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire loans in a timely manner.
• Market loan products and process loan applications for employees in the Public Service Sector (Corporate - Private Sector).
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

• Minimum of B.Sc. or its equivalent in Marketing or related field.
• 3 - 5 years Microfinance Banking cognate experience in marketing and disbursement of loans to salary earners.
• Sound Risk Management experience and knowledge of source deduction.
• Ability to disburse loans in large volumes without default to employees in the private sector (Private Companies Employees)
• Experienced in repayment tracking and loan collection without a day default.

Skills:

• Detailed and target oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal oriented.

Salary
Very Attractive.

Application Closing Date
11th February, 2022.