Credit Officer (Ibadan) at DynamicPlus Advisory

DynamicPlus Advisory is a professional consultancy that provides strategic and cost effective business solutions to start-ups as well as small and medium sized businesses by Studying their businesses, understanding their individual needs, and providing them with the necessary customized solutions to their Human Resources needs.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Ibadan, Oyo

Job Description

• Analyze potential loan and lease markets and develop referral networks in order to locate prospects for loans and leases
• Marketing of group and company products (Credits, Investments, Stockbroking and BDC) to individuals and firms, promoting Company services that may meet customers’ needs.
• Writing of Credit memos on prospective client and getting transaction approvals.
• Meeting with applicants to obtain information for loan and lease applications and to answer questions about the process.
• Analyzing applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.
• Obtaining and compiling copies of applicants’ credit histories, corporate financial statements and other financial information.
• Reviewing and updating credit and lease files.
• Review agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
• Handle Customer complaints and take appropriate action to resolve them.
• Work with Clients to identify their financial goals and to find ways of reaching those goals.
• Negotiate payment arrangement with customers who have delinquent loans and recoveries.
• Handling of insurance and registration/renewal on lease assets.
• Recoveries of PDO
• Preparation of weekly, monthly, quarterly and annual reports for management’s decision making.
• Other related assignments as directed by management.

Requirements

• Educational qualification should be minimum of B.sc with requisite experience generally in the Nigerian Financial Services industry (and particularly Ibadan/SW) by virtue of work/career trajectory to date. Candidates with work experience in Finance Companies, Micro Finance Banks, Commercial Banks (as DSAs) etc are preferred.
• Candidate should be versed in the use of Microsoft applications such as Word, Excel and PowerPoint and usage of same for preparation of management report.
• Good networking, oral and written communications skills are very key to success.
• Ability to work with minimum supervision and to come up with initiatives/idea for meeting of set targets.

Application Closing Date
12th March, 2022.