Experienced Digital Credit Analyst at GTI Microfinance Bank Limited

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja.

In October 2013, it was licensed as a State Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege, Surulere and Arena.

We are recruiting to fill the position below:

Job Title: Experienced Digital Credit Analyst

Location: Lagos
Employment Type: Full-time

Responsibilities

• Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
• Booking of loans in line with the credit policy and approved terms and conditions.
• Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal
• Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
• Good knowledge of the bank’s products, policies and regulations.

Requirements

• Candidates should possess a Bachelor's degree with 4 years of experience
• Preferred candidates should have existing work experience as a Digital Credit Analyst .
• Working knowledge of data analysis and performance / operation metrics.
• Computer literacy and the ability to use Microsoft Office tools and various specialist
• Analytical / Initiative Skills
• Excellent Interpersonal Skills & Customer Centric

Application Closing Date
31st April, 2022.