Loan Officer (Ekiti) at Beyond Credit Limited

Beyond Credit is a technology driven financial services company that provides insurance backed loans, business support and savings services to low scale businesses.

We are recruiting to fill the position below:

Job Title: Loan Officer

Location: Ado-Ekiti, Ekiti
Employment Type: Full-time

Description
We are seeking to hire smart and experienced loan officers who are career-driven and have financial or fintech experience for our Ekiti State location.

Responsibilities

• Mobilization of Clients for loans
• Formation of groups within coverage area
• Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures
• In-depth assessment of loan applications and preparation of loan proposals for business support loans
• Participation in credit committee for loan appraisals where required
• Recovery of overdue loans
• Maintain cordial and long-term relationship with customers through excellent customer service
• Appraising client’s business and capacity to service requested loan
• Registering loan on the system and recommending appropriate amount for disbursement
• Capture all required information (i.e. client& guarantor’s name, address & image. Business image and address)
• Post-disbursement monitoring
• Collection and posting clients loan repayments and savings on the system
• Reconciliation of daily collections with the Branch Manager
• Maintaining a healthy portfolio
• Reporting directly to the branch manager
• Any other responsibility assigned by the management of Beyond Credit

Requirements

• B.Sc/HND/NCE/ or OND in any related field
• Prior experience as a loan officer in a financial institution
• Good verbal and written communication skills
• Strong negotiation and interpersonal skills
• Candidate must be resident in the above locations or environs

Remuneration
Salary: Attractive with other benefits

Application Closing Date
31st March, 2022.

How to Apply
Interested and qualified candidates should forward their applications to: [email protected] using the Job Title and Specific Location as the subject of the email e.g. “Loan Officer-Ekiti”.