Corporate Loan Manager - Private Sector at Alert Microfinance Bank

Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.

We are recruiting to fill the position below:

Job Title: Corporate Loan Manager - Private Sector

Location: Lagos Mainland, Lagos
Employment Type: Full-time

Job Description

• A Corporate Loan Manager at Alert Microfinance Bank is responsible to drive business generation, customer acquisition, evaluation and processing of private sector loans while leading a team of private sector loan officers to helping qualified customers acquire private sectors loans in a timely manner.

Job Responsibilities

• Drive business generation, customer acquisition, marketing, evaluation and processing of private sector loans Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Skills

• Detailed and target oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal oriented.

Key Requirements

• Minimum of B.Sc. or its equivalent in Marketing or related field.
• Minimum of 3/5 years Microfinance Banking cognate experience in marketing and disbursement of loans to salary earners.
• Sound Risk Management experience and knowledge of source deduction.
• Ability to disburse loans in large volumes without default to employees in the private sector (Private Companies Employees)
• Experienced in repayment tracking and loan collection without a day default

Salary
Very Attractive.

Application Closing Date
6th May, 2022.