Credit Risk Analyst at Credpal Nigeria

CredPal is a financial technology company that provides Buy Now Pay Later solutions for consumers to meet their financial needs. We are leveraging technology and the retail industry to provide a modern consumer credit solution for Africa and beyond.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst

Location: Yaba, Lagos
Job Type: Full Time
Level: Mid-level 

Purpose Statement

• We are looking to hire a Credit Risk Analyst who will be responsible for evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit.

Key Deliverables

• Analyze and assess the financial statements and credit history of existing and potential clients.
• Review credit applications and perform credit checks.
• Structure deals and perform risk assessments.
• Ability to make informed decisions backed by sound assessment.
• Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
• Ability to handle multiple projects and submit applications on time.
• Understanding of business, economic, industry risk and financial forecasting.

Preferred Qualification

• Bachelor's Degree in Finance, Accounting or related field.
• 3-5 years of experience as a Credit Risk Analyst in a Fin-tech Company/Financial Services Industry.
• Relevant training & certifications.

Preferred Requirements:

• Attention to details.
• Strong communication skills (written and verbal).
• Excellent organizational, analytical, and time-management skills.
• Ability to prioritize tasks.
• Proficient in Microsoft Office.
• Advanced Excel skills.

Application Closing Date
20th May, 2022.