Credit Administration Officer at Arkers Finance Company Limited

Arkers Finance Company Limited is a start-up finance company duly licensed by the CBN located in Abuja, Nigeria.

We are recruiting to fill the position below:

Job Title: Credit Administration Officer

Location: Abuja (FCT)
Employment Type: Full-time
Business Unit / Department: Finance and Accounting
Reports to: Financial Controller

Job Profile

• We are looking to recruit a Credit Administration Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.

Job Summary

• Successful Candidate will be responsible for preparing loan applications, evaluating clients’ financial information, and calculating risk ratios.
• To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Duties and Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and proffer recommendation to Management in accordance with the Company’s approved risk limit
• Develop, maintain, and revise credit assessment policy as approved by Management
• Calculate financial ratios (e.g., credit scores and interest rates)
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans.

Educational Qualification and Requirements

• University Degree or equivalent standard with a high numeric content: Statistics, Econometrics, Business Administration / Economics, Mathematics, Finance, etc.
• 2+ years proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Competency in Microsoft applications including Word, Excel, and Outlook
• Effective verbal and written communication skills
• Customer service experience
• Strong analytical skills.

Application Closing Date
31st July, 2022.