Credit and Marketing Manager at a New Microfinance Bank - Edgewood Consulting Limited

Edgewood Consulting Limited - Our client, a new Microfinance Bank licensed by the Central Bank of Nigeria located in Okitipupa environ, Ondo State, is recruiting suitable candidates to fill the position below:

Job Title: Credit and Marketing Manager

Location: Okitipupa, Ondo
Employment Type: Full-time
Reporting to: The Managing Director

Key Responsibilities

• The Credit and Marketing Manager is responsible for Supervision of all Business Development initiatives.
• Provide effective leadership guidance in business development strategy
• Achieve overall profitability target of the microfinance bank
• Implement and execute regular sales activities to generate business
• Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
• Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
• Reduce liquidity risk by aggressively reducing dormant savings accounts.
• Ensure each loan disbursed are in compliance with FINCA lending procedures, policies and methodology.
• Inspect prospective client's business to ascertain its viability and assessment of collateral
• Write reports for granting of loan facility.
• Monitor approved loans and continuously support and advise clients on good management practices.
• Consistently adhere to regulatory standards.

Job Requirements
The Credit and Marketing Manager must possess:

• Minimum of B.Sc in Banking / Finance, Accounting or Marketing (additional qualification or degree in any finance or business-related discipline may be an advantage).
• A minimum of 7 years post-qualification experience out of which, at least three (4) must have been in the financial services industry.
• Evidence that the candidate possesses proven skills and competencies in practical Microfinance banking.
• Must be somebody very close to the grassroots leading the Credit and Business Development of the Microfinance Bank.

Core Competencies:

• Professionalism, integrity and commitment to social mission of Micro-finance banking.
• Strong business acumen and knowledge of low income market
• Comprehensive knowledge of Micro-finance banking products, marketing and business development
• Sound knowledge of Micro-finance services, procedure, laws and regulations
• Strong analytical skills
• Knowledge of micro, small and medium enterprise market.
• Strong oral and written communication skills.
• Strong general management and people skills.

Application Closing Date
30th June, 2022.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.

Note: Only qualified candidates will be contacted.