SME Loan Manager at Alert Microfinance Bank - Lagos Island & Mainland

Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.

We are recruiting to fill the position below:

Job Title: SME Loan Manager

Locations: Lagos Island and Mainland, Lagos
Employment Type: Full-time

Job Description

• The SME Loan Managers are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Responsibilities

• Market loan products and process loan applications for SME.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units.
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs.
• Ensuring high quality standards of the bank’s credit portfolio.

Requirements

• Candidates should possess a Bachelor's Degree with 3 - 5 years work experience.
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Salary
Very Attractive (With Incentives and Commission).

Application Closing Date
11th July, 2022.