A reputable Mortgage Bank in Lagos State, is recruiting to fill the position below:
Job Title: AGM Credit and Mortgage
Location: Lagos
Job Description
- The AGM Credit and Mortgage will be responsible for the management of the risks associated with the Bank's lending cycle for all credit facilities proactively soliciting new residential mortgage business and selling the Bank's mortgage products to meet established loan quality and production goals.
- He/She will be responsible for maintaining reliable and robust data in conjunction with IT. analysts to provide business intelligence to committees and Board, promoting the development of a Credit Disk culture within the organisation.
- The AGM Credit and Mortgage will be responsible for assisting the credit team in fulfilling the internal and external reporting obligations and ensuring the timely and accurate packaging at all loans originated by loan officers.
- Oversee the extensions of credit to customers
- Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy.
- Verify loan documents including income credit appraisal and title insurance ultimately preparing application for submittal to underwriting.
Key Responsibility Areas
- Ensure all hindsight reviews are processed in a timely manner with the highest level of accuracy:
- Record findings from the hindsight reviews and analyse and report on collated date
- Assist with monthly and quarterly reporting to Board, Audit & Risk Committee, Credit Committee and management, detailing and analyzing exposures, providing comparisons and trends, prescribed and specific provisions, key risk issues and large exposure information.
- Assist with the internal and external reporting obligations for the Credit and Mortgage department.
- Support all credit and mortgage team members by assisting in the day to day running of the department in general and the organisation in particular.
- Assist and maintain the loan funding reporting and provide reporting on files.
Role Competencies Ability to:
- Communicate efficiently and effectively
- Resolve problems
- Display confidence when dealing with others
- Document procedures, and ensure adherence to same;
- Extract and analyze data, and summarise findings, including recommendations based on findings;
- Communicate in a clear, concise and effective written and verbal formats
- Apply learning and experience to identify and initiate ‘best practice strategies and process improvements for the team;
- Adeptly use Microsoft applications;
- Adopt and adjust to change and its processes
- Set priorities, plan workloads, meet deadlines and achieve objectives through the efficient use of time and resources
- Ensure compliance through a sound knowledge of Credit policies, procedures, products, services.
Job Requirements
- A recognized Degree in Business Administration, Economics, Banking, Finance or related disciplines.
- 7+ years of work experience in related field.
- IFRS knowledge.
- Strong analytical, interpersonal and communication skills.
- Self-motivated with the ability to work independently and under pressure to deliver results.
- Relevant working experience in credit evaluation of mortgage loans will be required for this position.
Application Closing Date
23rd December 2014
How to Apply
Qualified candidates should send their CV's to:
[email protected] using the post applied as the subject of the mail.
Note: Only shortlisted candidates will be invited interview.