Credit Analyst at GTI Microfinance Bank Limited

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja. In October 2013, it was licensed as a State Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege, Surulere and Arena.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Marina, Lagos
Employment Type: Full-time

Job Description

• Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval (Traditional).
• Conducting credit search from an approved Credit Bureau for facilities.
• Booking of loans in line with the credit policy and approved terms and conditions.
• Proper documentation and updating of the loan files.
• Collaborating with branches to achieve budgets on risk assets creation.
• Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.
• Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.

Job Requirements

• Candidates should possess a Bachelor's Degree qualification.
• 3 - 7 years work experience.

Application Closing Date
11th October, 2022.