One Credit Limited is a registered consumer finance company in Nigeria. The company is a capex-light, technology enabled, provider of unsecured loans to salaried consumers in Nigeria.
We are recruiting to fill the position of:
Job Title: Underwriter- Team Lead
Location: Nigeria
Job Descriptions
- Strategic 20%
- Support data analysis to identify improved risk assessment decisions.
- Provide feedback for underwriting policy reviews and update.
- Support strategic initiatives in terms of risk scoring, ID checking and automated acceptance.
- Day to Day (80%)
- Manage daily Loan Origination Chain from data entry to approval stage.
- Perform detailed analysis on loan applications with reference to One Credit policies to assess suitability and affordability of applicants
Key Performance Indicators
- Disburse 98% of One Credit Loans within agreed turn-around-time
- Achieve less than 1% operational fraud loss
- Achieve less than 1% loss due to underwriting errors
- Achieve one underwriting policy improvement per quarter
- Perform data checks and verification to ensure accurate customer information is captured for all One credit applicant.
- Ensure appropriate KYC and credit reference checks are completed as part of the loan application process.
Desired Skills and Experience
- Good education with minimum of 3 years work experience
- Preferably in Retail Credit or Risk Management
- Must be able to build, develop and grow team
- Must be able to handle assigned projects from concept to realization with little to no supervision
- Must be able to achieve customer satisfaction within a highly regulated environment
- Must have good attention to details, critical reasoning and problem solving skills
- Must have excellent writing and verbal skills
- Must have a very high level of computer literacy
Application Closing Date
Not Stated.
How to Apply
Interested and qualified candidates should:
Click here to apply online