United Bank for Africa Plc (UBA) is one of Africa's leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris and New York. From a single country organisation founded in 1949 in Nigeria UBA has grown to become a pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally.
We are recruiting to fill the position below:
Job Title: Team Member, Credit Audit
Location: Nigeria
Job Objective(s)
- To provide an independent assessment of the Credit Risk Management process of the bank with the aim of ascertaining and reporting on the extent of compliance with; the credit philosophy, credit planning process, credit approval and management system, responsibility and disciplinary processes.
- Also ascertaining and reporting on the extent of compliance of the bank’s credit risk management philosophies and strategies with international best practices and with relevant regulatory guidelines.
Duties & Responsibilities
- Preparation of yearly audit plan for branches in the zone.
- Take part in the assessment and expression of opinion on the adequacy of controls.
- Take part in the assessment and evaluation of the operational process.
- Conducting full audit for various business offices within the area of coverage.
- Conduct spot checks on high and medium rated business offices.
- Conduct periodic cash audit on vaults and ATMs.
- Take part in the rating, assessment and assigning audit ratings to the auditee.
- Highlight pervasive audit issues that portend dangers for losses.
- Recommend improvements, in the course of the audit, for business and operational processes with overall objective to improve timeliness, accuracy, reliability and quality standards in products and services.
- Conduct Policy Awareness, Fraud Assessment and Sensitivity in office visited to further drive fraud reduction.
- To drive/encourage staff positive behaviors in the noted areas.
- Perform other duties as assigned by the Team Lead.
- To also work with the subsidiaries as necessary.
Qualifications and Experience
- First Degree in any related numerate field.
- Professional qualification e.g. ACA, ACCA, ACIB will be an advantage.
- Must have at least 3 years work experience
Knowledge & Skills Required:
- Average to good knowledge of credit analysis.
- Have a sound knowledge of the bank’s credit policy, systems and products.
- Sound knowledge of the Banking Operations and Internal Controls.
- Good Understanding of the Nigerian Banking Industry.
- Knowledge of CBN’s policies and the business environment.
- Critical thinking.
- Intermediate Microsoft Office Suite Skills.
- Good communication skills (Oral & Written).
- Good analytical skills.
- Good interpersonal skills.
Application Closing Date
23rd December, 2022.
https://www.hotnigerianjobs.com/hotjobs/489054/team-member-credit-audit-at-united-bank-for-africa.html