Portfolio Officer (Loan Officer) at Baobab Group - 3 Openings

Baobab Group is a leading digital financial inclusion group focusing on serving individuals, micro and small businesses in Africa and China. Our mission is to unleash the potential of our clients offering them simple and easy to use financial services. Founded in 2005 as Microcred, today Baobab has over a million customers and 3,800 employees operating in Burkina Faso, China, Democratic Republic of Congo, Ivory Coast, Madagascar, Mali, Nigeria, Senegal, Tunisia and Zimbabwe.

We are recruiting to fill the position below:

Job Title: Portfolio Officer (Loan Officer)

Locations: Gwamanja Road, Hadeja Road and Sabon Gari - Kano

Job Summary

• We are seeking a competent Loan Officer who will be expected to develop and generate business by reaching out to prospective clients.

Job Description
Pre-loan disbursement:

• Promote/Market baobab products to prospective clients.
• Visit and evaluate potential client businesses.
• Visit client’s personal house.
• Visit co-debtor, guarantor’s house & businesses.
• Analyse financial data of client’s businesses.
• Analysis of quantitative and qualitative data of clients.
• Prepare loan documents for credit committee.
• Present loan files to credit committee.
• Enter Loan files in the MIS.

Post-Loan Disbursement:

• Conduct monitoring visits to business and households
• Follow- up on loan repayment
• Manage loan recovery
• Assess the impact of loan before renewal.

Requirements

• HND / Degree in Marketing or Sales experience.
• Good communication skills, especially verbal communication.
• Field-oriented, target driven & result oriented.
• Articulate and well-spoken.
• Persuasive & analytical skills.
• Applicants must be between the age of 20 - 35 years.
• Applicants must reside within the job location.

Application Closing Date
Not Specified.