Executive Credit Manager at Autobucks Lenders Limited

Auto Bucks Lenders Limited is a fully owned subsidiary of the Alert Group (Alert). We are a financial investments impact and ESG-focused company. Our core competence is MSME lending to unlock real capital for investment. Auto Bucks has a partnership with Alert Microfinance Bank as its subsidiary (‘’Bank’’). The bank is a company licensed by the Central Bank of Nigeria (CBN) in 2013 to carry out micro-lending business for individuals and entrepreneurs and deposit-taking from the public.

We resolved to become a group to unlock capital for deserving entrepreneurs and challenge the status quo of accessing funds and the difficulty experienced in doing business in Nigeria, and the complex procedure such as collaterals and lengthy approval periods involved in getting loans from banks. Auto Bucks Lenders Limited is a technology-driven financial institution focusing on MSME. We are the financial supermarket you can bank on.

We are recruiting to fill the position below:

Job Title: Executive Credit Manager

Location: Ikorodu, Lagos
Employment Type: Full-time

Job Description
Pre-loan Disbursement:

• Promote/market Auto-Bucks Lenders products to prospective clients;
• Visit and evaluate potential client businesses;
• Visit client's personal house;
• Visit guarantor's house and businesses;
• Analyze financial data of clients' businesses;
• Analysis of quantitative and qualitative data of client businesses and households;
• Prepare loan documents for Credit Committee;
• Present loan files to Credit Committee.

Post-loan Disbursement:

• Conduct monitoring visits to business and household;
• Follow-up on loan repayment;
• Follow-up on customer till the loans are fully repaid;
• Ensuring that your portfolio is within the company and regulatory benchmark;
• Facilitate liability generation to cover at least 25% of the loans granted under you.

Application Closing Date
30th April, 2023.