Product Manager - Mortgages at HRBP Limited

HRBP Limited, also known as “Human Resource Business Partners” is a Human Resource Management Consulting company, focus on delivering human resource solutions for various sizes of organizations in areas of Talent Acquisition, Development, Management, Organization Planning, Development and Improvement. We provide full HR Consultancy service regardless of client headcount or location in Nigeria. We deliver customized HR Consultancy service for all sizes of organizations.

We are recruiting to fill the position below:

Job Title: Product Manager - Mortgages

Location: Lagos
Employment Type: Full-time
Industry: Financial / Banking

Job Summary

• Responsible for profitably managing existing mortgage portfolio and Implementing Bank-wide go-to-market strategy for new product initiatives, working with all relevant stakeholders to drive effective execution towards achieving sales and revenue budgets.

Functions / Responsibilities

• Implement product sales and marketing plan to drive sales and volume budget
• Implement Bank-wide go-to-market strategy for new product initiatives, working with all relevant departments / stakeholders to drive execution
• Prepare product marketing strategy, consumer segmentation, product positioning, objectives and lifecycle recommendations to achieve overall business goals
• Develop and monitor sales & marketing campaigns (working with Sales & campaigns and other relevant teams) to leverage market opportunities that generate new sales/volumes and increase market share
• Accountable for all product metrics as stated within the product policy where applicable (e.g. risk limits, delinquency, compliance requirements, etc.)
• Monitor sales impact & profitability of marketing expenditures – both on BAU and special campaigns
• Develop product champions across groups and provide up to date information to be cascaded to the network.
• Organise and facilitate training and capacity building sessions to promote product knowledge
• Work closely with Retail Comms to design product creatives and marketing materials
• Review and analyse existing product portfolio to identify new cross sell opportunities.

Requirements / Knowledge / Competencies

• First & post graduate Degree or equivalent in any discipline. Relevant professional certifications in Banking.g. ACIB, ACCA, ACA, CFA or others
• Minimum of 8 years relevant experience with at least 3 years in a supervisory role in mortgage products marketing with responsibility for business development,customer relationship management and budget achievements.
• Financial Analysis/Financial Market Analysis
• Risk Management/Credit Risk Management/Credit Analysis
• Relationship Management
• Understanding Customer Value Proposition
• Banking Products
• Product Pricing & Performance Management
• Portfolio/Investment Management
• Industry Knowledge
• Legal Statutes & Banking Regulations/Compliance Management
• Marketing & Business Development
• Debt Recovery
• Customer Service Orientation
• Excellent client relationship development/management
• Advanced selling skills knowledge and understanding of Nigerian mortgage sub sector.

Application Closing Date
30th June, 2023.