Michael Stevens Consulting - Our client is recruiting suitable candidates to fill the position below:
Job Title: Credit Officer
Location: Port Harcourt, Rivers
Job Brief
We are seeking to employ a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.
Responsibilities
Review loan requests.
Assess clients’ financial status.
Evaluate creditworthiness and risks.
Contact clients to gather financial data and documentation.
Analyze risks and approve or reject loan requests.
Calculate financial ratios (e.g. credit scores and interest rates).
Set up payment plans.
Maintain updated records of loan applications.
Follow up with clients about loan renewals.
Monitor progress of existing loans.
Requirements
Candidates should possess an HND / B.Sc in Banking and Finance, Economics or related field.
Minimum of 2 years work experience.
Proven work experience as a Credit Officer, Loan Officer or similar role.
Hands-on experience with lending procedures and products.
Ability to create and process financial spreadsheets.