A fast growing Mortgage Bank is looking for candidates who are seasoned and articulate top professional that can perform efficiently under pressure, who are passionately driven by Purpose and target with less supervision and seeking to build a career in a reputable Mortgage Bank, If you are, your service is needed for immediate employment:
Job Title: Credit Risk Officer
Location: Lagos
Job Description
- Analysis and appraisal of Individual credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines (fulfilling conditions for disbursement or deferrals obtained).
- Responsible for providing support, direction, credit Information, and loan policies and procedures to ensure the overall quality of the Bank's lending portfolio.
- Monitor the strict adherence to credit related regulations (Single oblige or limits, aggregate large exposures etc).
- Timely review and approval/rejection of credit requests.
- Perform reviews for renewals/assessment of existing facilities performance and ether credit related requests.
- Monitor the attainment of approved standards on credit portfolio management.
- Provision of information requested by regulatory and rating agencies.
- Value addition to credit requests: identifying critical risks in credit requests and providing alternative routes by restructuring the request to make it viable.
- Preparation and rendition of all credit risk reports (unit's weekly and monthly reports, credit exposures. performing and default loans etc).
Skills and Competencies
- Credit Administration Risk Management,
- Credit Products, Credit Analysis and Appraisal,
- Loans administration/account management,
- Credit, Workout/Restructuring, Financial analysis/interpretation knowledge, Facility Structuring, Team Building, People Management integrity and Discretion, Resilience, Tenacity and Integrity, Entrepreneurship, etc.
Qualification
- At least a 2:2 University Degree in Economics, Finance or any other discipline, Master's Degree and relevant professional certification will be added advantage.
- 3 to 6 years Banking experience.
Application Closing Date
12th May, 2015.
Method of Application
Interested and qualified candidates should send their CV's to:
[email protected]
Note: Only Selected applicant will be contacted.