Head of Risk Management at Excellent Jobs

Excellent Jobs is a consulting andrecruitment firm, dedicated to hiring and managing great talents for its clients.

We are recruiting to fill the position below:

Job Title: Head of Risk Management

Location: Yaba, Lagos
Employment Type: Full-time

Responsibilities

• Develop the risk management frame work and related policies including the credit policy.
• Manage all cross-enterprise risks including credit, market, and operational risks.
• Manage credit concentration risks by recommending concentration limits at obligor and sector levels (where appropriate), and enforcing the limits.
• Establish a mechanism for reporting excess/exceptions above approved limits.
• Develop product papers and recommend risk acceptance criteria for different products and customer segments.
• Ensure the timely review and analysis of credit requests from individuals and corporates.
• Review credit memos and make recommendations to the approving authorities as appropriate.
• Review and approve loan disbursement schedules.
• Review offer letters and loan/lease agreements.
• Ensure loan accounts are properly booked on the company's Core Banking System.
• Ensure credit files are complete and properly maintained in the file room.
• Monitor the credit portfolio, provide periodic reports on past due obligations, and esca late deviations and covenant breaches to Executive Management as required.
• Ensure all cross-enterprise risks are properly mitigated and controlled.
• Perform any other duty as directed by the Managing Director.

Requirements

• Candidates should possess a BSc. or HND in Accounting or any related discipline.
• MBA or M.Sc. in Accounting or any Finance related field would be an added advantage
• Minimum of 5 years post-qualification experience.
• Excellent written and oral communication skills. proven working experience as a Risk Management professional.
• Technology savvy, and high level of proficiency in MS. Office (particularly MS. Excel)

Application Closing Date
29th February, 2024.

How to Apply
Interested and qualified candidates should send their Applications to: [email protected] using the Job Title as the subject of the email.