Credit Analyst at ICS Outsourcing Limited

ICS Outsourcing is Nigeria’s pioneer Human Resource Outsourcing Company. We are on a mission to provide world-class human resource solutions, using experts while creating value for our shareholders and opportunities in the community. Our vision is to be the most valuable Business Support Solutions Partner to our Clients throughout Africa and beyond.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Victoria Island, Lagos
Employment Type: Full-time

Job Description

• A leading player in the Other Financial Institutions in Lagos state requires the service of credit analyst.

Job Description

• Assess the creditworthiness of clients.
• Evaluate clients’ credit applications, financial documents, records and credit history to determine their credit worthiness.
• Prepare ratio, trend, cash flows analyses, and create projections based on historical data.
• Analyze credit applications and make recommendations to management for approvals.
• Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.
• Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
• Attend meetings with Relationship Officers to structure appropriate facilities for customers.
• Monitor risk asset portfolio and ensure adherence to regulatory standard.
• Prepare and submit credit reports to management and regulators in timely manner.
• Adhere to credit policy and guidelines of the company.
• Perform any other function that may be assigned by the Head, Credit Department, Management and Board
• Achieve agreed financials targets (assets and liabilities generation) on a monthly basis.

Skills and Person Specifications

• Ability to effectively manage competing deadlines for projects with less supervision.
• Excellent written and oral communication skills.
• Strong math aptitude, and organizational and analytical skills.
• Strong problem-solving and follow-up skills coupled with pragmatism and common sense
• Decision-oriented with the ability to support with sound reasoning and logic
• Impeccable understanding of financial statements, ratios, and concepts
• Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
• Experience with use of credit administration or other banking application software
• Age range of 30 – 35 years is preferred

Educational Qualification & Experience

• Bachelor’s Degree or HND in any discipline.
• 3 - 4 years’ credit analysis experience in a bank or non-bank financial institution.

Remuneration

• Competitive salary package

Application Closing Date
30th April, 2024.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.