Credit Officer (Microfinance Bank) at Edgewood Consulting Limited

Edgewood Consulting Limited is a Professional Management Consulting, Recruitment and Business Training firm. Our firm provides a wide array of management consultancy services classified into two disciplines Recruitment/HR services, and Training & Development.

We are recruiting to fill the position below:

Job Title: Credit Officer (Microfinance Bank)

Location: Okitipupa Ondo,
Employment Type: Full-time

Main Responsibilities

• Build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company
• The Credit Officerremains responsible for the fund given out to clients in his portfolio as loans until the last kobo is paid back.
• He is also responsible for maintaining good relationship with clients and encouraging them to buy all the products they are qualified for.

Mission 1: Pre-loan disbursement

• Promote/Market Loan products to prospective clients by using all the channels possible
• Visit and evaluate potential client businesses
• Visit client’s personal house when it’s necessary
• Guarantor’s house and businesses when it’s required
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for Credit Manager
• Present loan files to Credit Manager
• Fulfill all other necessary assignment to support by the Client Post-Loan Disbursement
• Conduct monitoring visits to business and households
• Follow- up on day to day loan repayment
• Manage loan recovery from active and write-off client until complete reimbursement

Education

• HND Minimum
• Basic Knowledge in Accounting /Finance
• Previous work experience in relationship Management will be an added advantage
• Candidates should have, at the minimum, Loan Officer experience with a Microfinance Bank/Outfit.

Required Skills

• Possess excellent Communication Skills
• Detail Oriented
• Target oriented
• Articulate and well spoken
• High level of integrity.

Application Closing Date
31st October, 2024.