Credit Officer at Entourage Integrated Trust Limited

Posted on Wed 08th Jan, 2025 - www.hotnigerianjobs.com --- (0 comments)

Entourage Integrated Trust Limited is a financial firm, specialized in micro and corporate loan and investment. Established in July, 2014, we are currently operating in 12 States including Lagos State the head office.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Lagos
Employment Type: Full-time

Description

  • We are seeking to employ a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in the following areas in Lagos State: Ojota, Maryland, Ketu, Mile 12, Lawanson, Ijesha, Oju-Elegba, Idi Araba, Ogba, and Agege
  • Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
  • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.

Responsibilities

  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyse risks and approve or reject loan requests
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans
  • Daily & weekly repayment collection

Requirements and Skills

  • Candidates should possess an NCE / OND / HND / B.Sc in Banking and Finance, Economics or related field with 0-3 years experience
  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Excellent communication and interpersonal skills
  • Customer service experience

Benefits

  • Starting Salary: N85,000 / Month
  • Profit Sharing
  • HMO
  • Flexible working hour 11am – 6pm
  • Yearly appraisal
  • Salary review base on performance

Application Closing Date
8th February, 2025.

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