Portfolio Manager at Fairmoney Microfinance Bank

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: Portfolio Manager

Location: Lagos
Employment Type: Full Time

Description 

• The Portfolio Manager will Build and manage with effectiveness and efficiency a large porfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
• The Portfolio manager remains responsible of the fund given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.

Key Responsibilities
Pre-loan disbursement:

• Promote/Market Fairmoney’s products to prospective clients by using all the channels possible
• Visit and evaluate potential client businesses
• Visit client’s personal house when it’s necessary
• Visit co-debtor, guarantor’s house and businesses when it’s required.
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households.
• Prepare loan documents for credit committee
• Present loan files to credit committee.
• Enter Loan files in the MIS.
• Represent Fairmoney towards all active and potential partners with dignity and pride.
• Fulfill all other necessary assignment to support by the institution

Post-Loan Disbursement:

• Conduct monitoring visits to businesses and households
• Follow-up on day-to-day loan repayment.
• Manage loan recovery from active and write-off client until complete reimbursement.
• Assess the impact of loan before renewal

Requirements

• HND/Bachelor’s Degree in Sales and Marketing or related fields.
• A minimum of 4 years of experience in Loan Sales / Portfolio Management
• Ability to motivate a team of Sales Managers for performance.
• Extremely flexible, result-oriented, and hardworking with a strong track record of success.
• Ability to self-motivate and manage self.
• Good communication and interpersonal skills.
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors.
• Target Driven

Benefits

• Private Health Insurance
• Performance Bonus
• Pension Plan
• Training & Development

Application Closing Date
Not Specified.