Fadac Resources and Services Limited - Our client, a CBN-licensed and NDIC insured Microfinance bank providing Savings, Investment, and Loan products to Micro, Small, and Medium Enterprises. Due to expansion, they need a Junior Credit & Risk Analyst
We are recruiting to fill the position below:
Job Title: Credit & Risk Analyst
Location: Ogba, Lagos
Employment Type: Full-time
Responsibilities
- Analyze financial statements and ratios to assess borrower's financial health
- Evaluate lending risks and identify cost reduction opportunities
- Collaborate with clients and loan officers on credit decisions
- Prepare loan applications and develop risk mitigation strategies
- Recommend credit limits for new customers
- Verify the authenticity of the provided documents
- Ensure loan proposals comply with bank credit policy
- Recommend adjustments to credit policies based on market trends
Requirements
- Bachelor's degree or HND holder
- 2-4 years of relevant work experience in a financial institution
- MCP is an added advantage
- Proficiency in MS Office and Core Banking software applications
- Ability to navigate compliance issues
- Strong attention to detail and problem-solving skills
- Knowledge of Credit and portfolio management
- Strong financial analysis and reporting skills
- Risk assessment expertise
- Great communication and negotiation skills.
Salary
N100,000 - N180,000 Monthly.
Application Closing Date
7th March, 2025.
Sorry, this listing is no longer open.
https://www.hotnigerianjobs.com/hotjobs/706078/credit-risk-analyst-at-a-cbnlicensed-and-ndic-insu.html