Credit & Recovery Officer at a Leading Microfinance Bank - HR-EX Consulting

HR-EX Consulting - Our client, a leading Microfinance Bank, is recruiting to fill the position below:

Job Title: Credit & Recovery Officer

Location: Ibadan, Oyo
Employment Type: Full-time

Summary

• The ideal candidates will be responsible for credit analysis, loan appraisal, repayment monitoring, and recovery of delinquent loans. 
• This role requires a proactive professional with strong analytical and recovery skills to minimize Portfolio at Risk (PAR) and ensure a healthy loan portfolio.

Key Responsibilities

• Conduct credit analysis and appraisal of loan applications.
• Monitor loan repayments and ensure timely collections.
• Develop and implement strategies for recovering delinquent loans.
• Engage and negotiate with defaulting customers to facilitate repayment.
• Maintain accurate records of loan performance and recovery activities.
• Ensure compliance with credit policies and regulatory guidelines.

Key Requirements

• B.Sc / HND in Banking & Finance, related fields, or numerate courses.
• Professional certifications such as AIB, MCIB, or ACA will be an added advantage.
• Minimum of 3 years of banking experience, particularly in credit analysis, loan repayment, and recovery.
• Strong negotiation and debt recovery skills.
• Proficiency in Microsoft Office and relevant banking applications.

Application Closing Date
Not Specified.