Settlement and Reconciliation Officer at Breezy Digital Solutions

Breezy Digital Solutions is a premier full-service digital marketing and recruitment agency headquartered in Lagos, Nigeria. ‎We combine innovative digital strategies with expert talent acquisition to help businesses across Africa achieve their growth objectives. ‎Our mission is to empower brands with data-driven digital solutions while seamlessly matching organizations with exceptional talent to fuel long-term success.

We are recruiting to fill the position below:

Job Title: Settlement and Reconciliation Officer

Location: Lagos 
Employment Type: Full-time

Key Responsibilities
Settlement Management:

• Oversee daily settlement activities across multiple payment channels (e.g., cards, wallets, bank transfers).
• Verify and process settlements from partners, financial institutions, and payment gateways.
• Identify and resolve discrepancies or delays in settlements promptly.

Reconciliation:

• Reconcile transaction data between internal systems, bank statements, and partner platforms.
• Investigate and resolve mismatched transactions or discrepancies.
• Generate and maintain detailed reconciliation reports for management review.

Reporting and Analysis:

• Prepare daily, weekly, and monthly settlement and reconciliation reports.
• Analyze transaction patterns to identify anomalies or potential risks.
• Provide insights and recommendations to optimize settlement and reconciliation processes.

Compliance and Documentation:

• Ensure all settlement and reconciliation processes comply with regulatory requirements and company policies.
• Maintain accurate records of all transactions and reconciliations for audit purposes.
• Support internal and external audits by providing necessary documentation and reports.

Collaboration:

• Work closely with finance, operations, and technical teams to address settlement-related issues.
• Liaise with external partners, banks, and payment service providers to resolve transaction discrepancies.
• Contribute to the development and enhancement of reconciliation tools and processes.

Requirements
Qualification and Experience:

• Candidates should possess a Bachelor's Degree with 2–4 years of experience in settlement, reconciliation, or financial operations, preferably in the fintech or banking industry.

Skills and Competencies:

• Strong analytical and problem-solving skills.
• Proficiency in financial management tools and MS Excel; experience with reconciliation software is a plus.
• Attention to detail with the ability to manage large volumes of transactional data.
• Familiarity with payment systems, banking processes, and regulatory standards.
• Excellent communication and interpersonal skills for cross-functional collaboration.

Additional Attributes:

• Knowledge of emerging payment technologies and fintech operations is an advantage.
• Ability to work in a fast-paced, startup environment with minimal supervision.
• Strong organizational skills with a focus on meeting deadlines.

What We Offer

• N150,000 - N300,000 / Month and benefits package.
• Opportunity to grow and shape the operations of a rapidly scaling fintech.
• Collaborative and innovative work environment.
• Professional development opportunities

Application Closing Date
15th February, 2026.