SME Sales Associate at Assets Microfinance Bank

At Assets MFB, we offer value-based banking to Nigerians by creating superior value for all our stakeholders with the most effective and sustainable technologies, holding ourselves to the highest professional and ethical standards, and building an enduring transparent institution.

Assets Microfinance bank is a tier-1 deposit mobilization bank providing accessible, reliable and convenient financial services to individuals and businesses across Nigeria.

We are recruiting to fill the position below:

Job Title: SME Sales Associate

Location: Lekki, Lagos
Employment Type: Full-time

Responsibilities

• Drive the sale of the loan products for the company by identifying key opportunities
• Constant monitoring and review of loan portfolios to minimise risk
• Managing and retaining relationships with existing clients
• Evaluate credit worthiness by processing loan applications and documentation as specified
• Interview applicants to determine financial eligibility and the feasibility of granting loans
• Determine all applicable ratios and metrics, and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them periodically
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options to cross-sell and resell
• Develop referral networks and maintain relevant knowledge of the industry
• Suggest alternate channels and cross-sell products and services to accomplish quotas.

Requirements

• Minimum of a first Degree in Sales, Marketing, Business, Accounting and Finance or related field.
• Minimum of 2 years with proven experience in SME and personal loan sales, particularly in Microfinance Banks
• Strong knowledge of retail and SME banking products and services.
• Ability to work with targets and thrive in a performance-driven environment.
• High level of integrity, professionalism, and customer service orientation.

Salary
N200,000 - N450,000 per month. 

Application Closing Date
7th February, 2026.