Experienced Loan Officer at Baobab Microfinance Bank for Ajah & Lagod Island Branch

Baobab Microfinance Bank Nigeria is a leading financial services provider dedicated to empowering individuals and small businesses through innovative financial solutions. We offer a range of products including savings, loans, and financial services designed to meet the diverse needs of our clients. Our commitment to financial inclusion and sustainable growth has positioned us as a trusted partner in the communities we serve.

We are recruiting to fill the position below:

Job Title: Experienced Loan Officer (Ajah & Lagos Island Branch)

Location: Nigeria
Employment Type: Full-time
Reporting to:Branch Supervisor

Main Responsibilities

• Promote/Market Baobab’s products to prospective clients
• Visit and evaluate potential client businesses
• Visit client’s personal house
• Visit co-debtor, guarantor’s house and businesses
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS.
• Conduct monitoring visits to business and households
• Follow- up on loan repayment
• Manage loan recovery from active and write-off client until the last kobo
• Assess the impact of loan before renewal
• Deposit Mobilization
• Any other task as directed by your line supervisor.

Education

• B.Sc, HND Minimum
• Fluent in English (Written/spoken)
• Detail oriented
• Target oriented
• Articulate and well spoken
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors
• Must have completed NYSC
• Basic Knowledge in accounting, finance and mathematics
• Previous work Experience or training In sales (Preferably in an MfB or a commercial Bank).

Very Competitive Pay.